Wholesale & Distribution specialists

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What Is Wholesale & Distribution Insurance?

Supplying and transporting goods comes with multiple risks and potential exposures that wholesalers and distributors need to guard against. Correctly arranged  insurance can help businesses protect themselves against the unexpected and unforeseen.

If you’re running a warehouse, there will be a host of factors you’ll need to consider when it comes to appropriately and effectively managing risk. From risks to equipment and premises to staff and customers. Supply chains, deadlines and potential hazards. Let us help you protect your business. 

What Cover Do I Need For My Wholesale & Distribution Insurance Policy?

Employers’ Liability insurance

You’ll need cover for all employees, whether full time, temporary or contracted. Should any illness or injury befall one of your employees during the course of their work, employers liability insurance guards against the cost of potential claims.

Stock Insurance

Keeping stock adequately insured against theft or damage is highly recommended.

Buildings Insurance

Protect your warehouse or commercial premises with comprehensive buildings cover. Buildings insurance can protect against costs associated withdamage to your property. 

Business Interruption Insurance

Unforeseen events or damage can wreak havoc on a business. Business interruption can cover your loss in income following an insured event.

Products Liability Insurance

Any products you supply should be covered by a products liability policy. In the event that your product causes injury or damage, you’ll want to protect your business against the cost of any potential claims. 

Goods in Transit Insurance

Whether distributing goods locally, regionally, nationally or even internationally, there will always be risks involved. Be it theft, loss or damage during transportation, goods in transit insurance provides cover for your stock whilst on the move. .

Commercial Vehicle Insurance

Providing cover for the vehicles you use to carry out your day to day activities.

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Areas of Risk You Need To Manage

There are a multitude of risks associated with running your business, ensuring the right insurance to assist in your protection is critical. Such risks include:

  • Accidental damage to buildings, vehicles, stock and equipment
  • Loss or theft of goods
  • Injuries in the workplace such as slips, trips or falls
  • Product recall
  • Supply chain delays
  • Vehicle breakdown

Find The Right Wholesale Insurance For You

Investing in the right insurance is essential. Our brokers understand the risks associated with the wholesale industry. We’ve worked  across the sector  providing detailed cover for our clients. 

To learn more about our wholesale and distribution insurance, contact our team. We can discuss your policy requirements and respond to any queries.

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  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

  • Our broking experts are here to assist you throughout the year.

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