Structural Engineering Specialists

0800 368 9018

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Do You Need Structural Engineer Insurance?

 

As an engineer, you are a problem solver, organiser, calculator and designer, offering a bespoke solution to fit your client’s vision. With the complexity of this work, you must have adequate cover in place to protect your business. Eliminate the stress of potential claims and invest in an insurance policy designed to suit the needs of your business. 

 

Protecting your structural engineering business from these risks is complex and often will require a fully tailored policy to ensure you have the breadth of cover you need. Our team takes the time to understand the needs of your business, then we put together a fully bespoke policy that will include insurance products that cover you for a range of claims. Often a structural engineer insurance policy will include the following insurance products:

We aim to provide you with first class service at all times.

Professional Indemnity

 

As a structural engineer, Professional Indemnity insurance will cover you for legal costs incurred if your business is found to have provided a service that is inadequate and resultantly causes the client financial loss. After all, as a professional, you will take pride in providing great work, yet if a disagreement were to occur, professional indemnity insurance can help with costs incurred in putting things right, including legal fees.

 

Public Liability

 

Public Liability insurance offers cover for you if either a client or a member of the public claims that they have been either injured or had their property damaged as a result of your business activities. Due to the nature of your work as a structural engineer, it’s important to ensure you’re covered by liability insurance that is appropriate to your specific activities.

Employers’ Liability

 

Employers’ Liability insurance offers protection for your business for claims made against you by your employees in the event of an injury, a work-related accident, or a work-related illness. No matter whether your staff work for you full-time or part-time, or are permanent, temporary or voluntary, you have a legal obligation to hold employers’ liability insurance.

 

Personal Accident

 

Having Personal Accident insurance can offer you and your family reassurance that, should you sustain a serious injury that stops you from working, you can continue to receive an income for an agreed period, meaning you can continue to meet bills and other such expenses.

Structural Engineering Specialists

0800 368 9018

Or Email Us

What is structural engineer insurance?

 

Structural engineer insurance is extremely important for businesses as you never know what may be around the corner. As an engineer, it will be your own personal responsibility to make sure that you are adequately protected from the risks you face.

 

Due to the nature of your work, compensation claims made against you can be extremely costly. There are also the added costs that are required to defend your business against allegations of wrongdoing or negligence. 

 

Having the right structural engineer insurance or manufacturing insurance in place can protect you against these losses by providing contractual insurance cover against payouts and the costs of defending claims made.

What is Professional Indemnity Insurance for Structural Engineers?

 

Professional Indemnity insurance protects businesses for claims made relating to advice your business has provided. If a client feels like they have been misadvised they have the right to seek to gain compensation. 

 

Indemnity cover (often known as liability insurance) can offer peace of mind in knowing that, should allegations be made against you, this can provide both legal assistance in defending your position and fund resulting damages you may become liable to pay.

 

Having engineers professional indemnity insurance means that not only are you provided with legal support, but also the costs to put everything right and therefore, contributes to helping you to uphold your commercial relationships.

 

Many companies have now made professional indemnity insurance for engineers a compulsory condition should you wish to work with them, and will not hire any engineers who do not have a comprehensive professional indemnity insurance policy in place.

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    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

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                    • IMPORTANT UPDATE FROM LLOYD’S

                      Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

                      Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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