Manufacturing Insurance specialists

0800 368 9018

Or Email Us

What Is Manufacturing Insurance?

Regardless of the scale of your current manufacturing business, the correct level of business insurance is essential. 

Across the manufacturing and engineering industry, the diverse range of processes and products provide a varying array of exposures. Whether it’s the high-risk nature of the process itself providing the threat of injury or industrial disease to the employees, or the precision machined component part that maybe incorporated into a safety-critical mechanism. 

Understanding business insurance is crucial to providing the correct level of protection from the most common risks while in production. With the advent of Industry 4.0, the use of smart technology such as robotics and drones, we will see the needs for manufacturing insurance cover change as well. We can help your operation adapt your business insurance policy as it evolves with modern processes.

“So we can give the right advice on risk and insurance coverage, we will work with you to obtain a full understanding of your business.”

Daniel Jewell

What Cover Do I Need In My Policy?

Each manufacturing business is completely unique. Your output, scale and production methods are just a few factors we consider in your business insurance policy., There are some key areas for protection that will likely be essential regardless of your operation. These include:

Business Interruption Insurance

Covering your lost revenue when you are unable to operate can make a considerable difference, especially when serious damage caused by an insured peril has occurred that prevents you from opening. If you’re unable to open as a result of certain unforeseen conditions, which can include fires and flood damage, this can help cover the lost revenue as a result.

Machinery & Plant Machinery

Integral to any operation within the manufacturing business, your machinery is essential and as such must be considered when creating a policy. Common risk factors involved include accidents, theft and fire-related damage. The cover itself will need to fit your business’s operation, with options available for machinery in transit, hired machinery and machinery breakdown.

Public Liability Insurance

Public liability insurance offers cover against property damage or injury caused to a third party or member of the public because of your work. 

Employers’ Liability insurance

For all workers, you will require employers liability insurance, even for part-time, temporary or contract staff. This can assist in covering the costs related to an employee being injured while working for you and any subsequent legal action that may be taken as a result.

Contact us

What Sectors Can Be Covered?

Our manufacturing insurance brokers have worked in a variety of manufacturing businesses offering advice across the entire sector. Typical clients include


Processing food can pose unique sets of risks to employees in particular. Encompassing everything from baking to meat processing the equipment used and work required can vary. Red meat production tends to be the most labour intensive with breaking down the product and preparing by hand still commonplace. Increasingly there is a greater degree of machinery operation required, with more complex systems leading to increased efficiency but an increase in risks related to equipment breakdown. 

Other Sectors Include

  • Precision Engineers
  • Plastics
  • Components
  • Automotive Parts

Computers & Electronics

While there is usually less large machinery involved in computers and electronics, there are still risks present to your workforce. For example, some workers who fabricate integrated circuits and other components may be exposed to hazardous chemicals and working with small parts may cause eyestrain.


The creation of specialist machinery for industrial purposes can involve a variety of operation sizes. Depending on the equipment and size of product produced facilities will also vary greatly. 

In the future using high-technology production techniques, including robotics, computers, precision engineers, plastics, components and programmable equipment will give productivity gains. Increasing technology and automation will also reduce the number of unskilled workers needed in the production process, decreasing the chances of injury.

Areas of Risk To Manage

As busy workplaces that are often full of complex machinery, there are a variety of risks that you will need to mitigate with your manufacturing insurance policy. These can include:

  • Contact with moving machinery
  • Struck by moving or falling objects
  • Slip, trips and falls
  • Illness as a result of poor indoor air quality
  • Temporary or permanent damage to hearing a result of excessive noise

Find The Right Manufacturing Insurance

With our business insurance brokers, you can be confident in the fact that your claim will be dealt with in a respectful and efficient manner by our team. As a varied industry understanding your needs is essential when creating a cover that can protect your manufacturing business from the most pertinent risks. 

For more information on our manufacturing insurance, simply contact the team. Alternatively, you can request a call back. Our team will be more than happy to discuss your business insurance policy needs and answer any questions you may have.

Latest News

  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

    Enquire Today

    • Our broking experts are here to assist you throughout the year.

      Enquire Today

      • Our broking experts are here to assist you throughout the year.

        Enquire Today

        • Our broking experts are here to assist you throughout the year.

          Enquire Today

          • Our broking experts are here to assist you throughout the year.

            Enquire Today

            • Our broking experts are here to assist you throughout the year.

              Enquire Today

              • Our broking experts are here to assist you throughout the year.

                Enquire Today

                • Our broking experts are here to assist you throughout the year.

                  Enquire Today

                  • Download PDF

                    • IMPORTANT UPDATE FROM LLOYD’S

                      Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

                      Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at

                    • Our broking experts are here to assist you throughout the year.

                      Enquire Today

                      • 0800 368 9018

                        General Enquiry