Tradesmen Insurance specialists

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What is Tradesmen Insurance?

Designed for sole traders with small teams or just a one-man-band,  Whether you work on a property or at a construction site ensuring you have the right tradesmen insurance  for the activities you complete day to day is essential..

A tradesmen insurance policy can cover a number of important aspects, including your equipment, your ongoing work and elements of legal liability.

Being a tradesman opens you up to a wide range potential insurance exposures and our  team can tailor policies to your trade needs.

Why Do You Need Insurance as a Tradesman?

No matter whether you’re a builder, plumber or an electrician, as a tradesman, customers rely on your expertise and knowledge. Your job is filled with risks and hazards, so having the right cover  can provide protection if things go wrong.

What Cover Do I Need for Tradesmen Insurance?

Whatever your trade, our team can help arrange a tailored policy to suit you.

Employers’ Liability insurance

Employers’ liability insurance protects you and your business against claims made due to employee injury or work-related illness. Whether staff are full time or part time, permanent, temporary or voluntary, you will be legally obliged to have employers’ liability insurance. 

Professional Indemnity

Professional Indemnity insurance can protect your business if you are found to have provided advice, or a professional service which causes a client to lose money.

Plant

If you own plant machinery, such as mini diggers or cement mixers and they are stolen, insurance can be arranged to cover the cost of a replacement.

Tools

Your tools are important for your trade, so of course need to be protected. Tool cover will cover the cost of replacing your tools in the event of theft.

Public Liability Insurance

Public liability insurance can protect you against claims made against you as a result of, your work where you cause property damage or injury to third parties.

Personal Accident

Personal Accident insurance will cover both loss of earnings and medical costs which arise from a serious injury sustained at work. It can also protect your family against loss of income. 

Contract Works

Contract works insurance is designed to cover work that’s underway on a site. It can cover the cost of repairing or redoing the work that is in progress if it is damaged by an insured event.

Hired in Plant

If you have to hire plant machinery for a project and it gets stolen, you could still get charged by the hire company for the item until it is replaced. This insurance can protect you from these costs, by covering ongoing hire charges and arranging a replacement.

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Find the Right Tradesmen Insurance For You

As a tradesmen, we understand that your work will vary. That’s why we’ll work with you to understand your needs and provide a policy that is just right for your business.

With our team of brokers, you can also be confident in the fact that any claims that may arise will be dealt with in an efficient manner.

For more information on our Tradesmen insurance, simply contact our team today. Alternatively, you can request a call back. Our team will be more than happy to discuss your policy needs and answer any questions you may have.

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  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

  • Our broking experts are here to assist you throughout the year.

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