Construction Site Insurance specialists

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What is Construction Site Insurance?

Employees, contractors, surveyors and the public could be at risk at sites managed by you and should be protected by the right insurance cover. There are many risks in the construction industry, not only from injury but also from theft of tools and machinery and damage to property.

Construction site insurance will cover a wide range of risks, providing you with the peace of mind that your business is protected by its policy. The right advice is critical to ensure that your risks are adequately protected.

What Cover Do I Need for Construction Site Insurance?

No matter what your trade, having the correct insurance cover is vital. Our skilled team will arrange a policy which suits you and the risks you face during your work. We’ll identify key areas of cover and ensure you’re adequately protected.

Employers’ Liability insurance

Employers’ liability insurance covers you against claims made by your employees, in the event of injury or work-related illness. No matter whether your staff work full time, part time, permanent, temporary or voluntary, you legally have to invest in employers’ liability insurance.

Own Plant

If you own your plant machinery, having them stolen could bring any project to a grinding halt. Own plant cover will cover the cost of a replacement.

Workers’ Compensation

Workers’ compensation will cover medical expenses and a percentage of lost wages for workers who are injured or fall ill whilst at work. This cover will also provide employee rehabilitation and benefits in the eventuality of death.

Personal Accident

Personal accident insurance is designed to cover you if you sustain a serious injury. It’ll protect both you and your family, from loss of income, bills and other expenses.

Product Liability

Product liability insurance covers the costs you incur from compensating anyone who is injured by a faulty product your company designs or supplies.

Contract Works

Contract works insurance covers work that is underway on a site. It can cover the cost of repairing or redoing the work that is currently in progress if it is damaged by an insured event.

Public Liability Insurance

Public liability insurance covers you for the cost of a claim made against you by a third party, as a result of your work. Due to the nature of your work and the risks a construction site creates, it’s important to make sure you’re covered.

Tool Insurance

On any construction site, tools are an important aspect. Tool cover will give you the peace of mind that in the event that they are stolen, the cost of replacing them is covered.

Hired in Plant

Many construction projects will require you to hire plant machinery. Though, if it was to be stolen, you may still end up being charged by the hire company for the item until it is replaced. Hired in plant insurance will protect you from these costs, by providing a replacement.

Professional Indemnity

Professional Indemnity insurance covers you for legal costs incurred if your business is found to have provided a service that causes a client to lose money.

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Find the Right Construction Site Insurance For You

Our team of expert brokers, will support you to be confident in the fact that, in any unfortunate events, you claim will be dealt with in a respectful and efficient manner. We’ll aim to provide you and your business with the information you need to continue your construction project with tailored protection.

For more information on construction site insurance, simply get in touch with the team. Alternatively, you can request a call back. Our team will be more than happy to discuss your policy needs and answer any queries you may have.

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  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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