Construction Combined specialists

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What is Construction Combined Insurance?

If you own, run or manage a construction or building site you will understand what a hazardous place it can be. A mix of people, heavy machinery, tools and heights can all present risks, potentially leaving your business open to insurance claims. Having adequate cover for unforeseen circumstances is vital.

Why Do You Need Construction Combined Insurance?

Claims have the potential to take a significant amount of time and money to resolve. Without the correct construction combined insurance, you may become solely responsible for these costs.

What Cover Do I Need for Construction Combined Insurance?

Our insurance policies will be tailored to your business, but typical policies include the following areas, allowing you to focus on the task at hand.

Employers’ Liability insurance

Employers’ liability insurance protects your business against claims made against you due to employee injury or work-related illness. No matter whether your staff are full time, part time, temporary or voluntary, you are legally obliged to have the correct employers’ liability insurance.

Plant

If plant machinery, such as mini diggers or cements mixers, were stolen from site, your insurance can cover the cost of the replacement. 

Goods in Transit

If you use your van to carry your own work-related goods, tools and equipment, then goods in transit insurance is important. This cover can provide cover if your materials, goods or tools were to be lost, stolen or damaged in transit.

Personal Accident

Personal Accident insurance will cover both loss of earnings and medical costs which arise from a serious injury sustained at work. It can also protect your family against loss of income. 

Public Liability Insurance

Public liability insurance will protect your business against claims as a result of your work for property damage or injury to third parties,

Tools

Tool cover can cover the cost of replacing your tools if they were lost, damaged or stolen. Working in the construction trade, your tools are very likely your livelihood, so it’s important to cover them.

Commercial Vehicle Insurance

Providing cover for the vehicles you use to carry out your day to day activities.

Professional Indemnity

Professional indemnity insurance can provide cover for legal costs and expenses which are incurred in your defence, if you were to provide inadequate advice, services or designs that cause your client to lose money. This  can also cover any damages or costs that may be awarded.

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Find the Right Construction Combined Insurance For You

Ensuring you have the right construction combined insurance is essential. Our brokers understand the risks associated with your trade and will provide you with a tailored policy.

Should the worst happen, we will manage your claim in a prompt and professional manner. We understand that your time is valuable.

To learn more about our construction combined insurance, contact our team today on **phone number** or complete our call back form below. We’ll be able to discuss your policy requirements and respond to any queries you may have.

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  • Our Promise

    We only insure qualified Medical Professionals for Injectable Treatments

    We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

    We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

    We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

    We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • Our broking experts are here to assist you throughout the year.

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  • IMPORTANT UPDATE FROM LLOYD’S

    Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

    Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

  • Our broking experts are here to assist you throughout the year.

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